When it’s time to consider financing options for your new vehicle, make sure you think about the Acura dealership. From great incentives to unbeatable convenience, there are lots of reasons dealership financing should be your top choice.
4 Reasons to Finance Your 2025 Acura at Your Acura Dealership
1. Better Deals Than Other Financing Options
The average interest rate on a car loan varies over time and depends on your credit score, but the average at the end of 2024 was over six percent APR. However, in early 2025, Acura ran promotional offers on new vehicles, allowing you to finance a new Acura with interest rates as low as 3.9 percent.
You have direct access to specials like this when you finance your car with the dealership. The specific offers change over time, but qualified buyers can always save a substantial amount of money when qualifying for a loan via one of these promotions.
2. Accessibility for More People
Dealerships let more people have access to car loans by offering financing to people with low credit scores. People who don’t have great credit may find it difficult to get a loan from another lender, and some people might find they can’t get approved for one at all. Because dealerships are more willing to lend to people with poor credit, more people can buy new vehicles than would be able to otherwise.
3. Convenience at Every Stage
Dealerships make the car buying process as easy as possible at every stage. You can apply for preapproval for your car loan without even leaving the house, and you don’t need to shop around to find the best deal. Dealerships send your application to several lenders, so you don’t have to travel to visit various lenders in person, and you don’t have to fill out lots of different applications.
After you’re approved for a car loan, all you have to do is come pick out your new vehicle, trade in your old one if you want to, and sign a little paperwork. If you’re approved for a loan on the same day you apply, then the entire process only needs to take a few hours.
4. Fewer Limitations
With dealership financing, your budget is the only thing limiting your car choices. When borrowing from other lenders, there are often more limits on what car you can buy, as a bank might ask you to purchase a car from dealerships they have a pre-existing working relationship with. If there’s no 2025 Acura at one of those dealerships, then you’re bound to be disappointed if you’ve already made up your mind about what automaker you want to buy from.
Visit us at Fox Acura of El Paso in El Paso, TX, when it’s time to finance your new car. Use the application on our website to get preapproved today.
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