Are you ready to buy your brand-new Acura from the dealership? If so, you should start to consider how you’ll pay for your vehicle. Car financing is a great option because it allows you to remain more flexible and plan ahead. Let’s explore why you should consider getting a loan from your local Acura dealer.
1. You Can Customize Your Deal
Not every car owner has the same background and requirements. Here at FOX Acura of El Paso, we love working with a diverse customer base, so we’ve developed a range of financing options to suit various people’s needs. For instance: you can trade in your old vehicle and put the money towards your new car. That way, you’ll lower the total price of your Acura as well as the ongoing monthly payment.
If you don’t have a car yet, we can help you purchase your first one. Getting a loan might be more difficult for people who don’t yet have a credit history, but we’re happy to help you find a suitable deal, regardless. In fact, financing a vehicle and keeping up with the monthly payments is a great way of building up a positive credit history for young Acura owners.
2. There Are Value-Added Services
When you get financing from a third party like a bank, you can only get a loan and no other services. But that isn’t the case at our dealership. Here, you can also benefit from various value-added services, including extended warranties. When you come to speak to us, our finance experts will discuss your situation with you and help you choose from the services we provide.
For example, we might suggest an extended warranty if you tell us that you’d like to keep your car for more than four years, since the standard Acura warranty runs out at that time. Being covered for longer can reduce your unplanned expenses and eliminate the need to get a new car. Therefore, it is a great way to save money in the future.
3. You Can Budget More Easily
At the moment, budgeting is very hard because the cost of everyday items is changing rapidly. Choosing to finance your car is a good strategy for minimizing this volatility because your car payment will be the same for the duration of the loan. Since the average loan lasts for six years, you can plan far ahead and structure your budget around your car payment.
Due to inflation, financing is a better option than saving up and waiting until you can buy your Acura upfront. If the current rate of inflation continues, your car will become more and more expensive every year, which means that it might remain out of reach, no matter how hard you save.
There are many reasons why millions of Americans choose to finance their car every year. Not only is this a great way to stabilize the family budget, but it can also help young drivers build up a credit history. At our dealership, you will find great offers and value-added services that make car ownership a pleasure. Call us today at Fox Acura of El Paso to find out more!
Image via foxacuraofelpaso.com
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